Does my ADF Cover provide the protection I or my family need?

ADF Cover provides death and invalidity benefits and while you serve in the ADF will cover your medical expenses but is it enough.  It is better than nothing and to be honest, you are unlikely to find anyone else who will provide cover for war related injuries.  However, will it provide you or your family the lifestyle or financial options you want in the event of a claim or after you leave the ADF.   A financial planner can help you look at the options and fill in the gaps between the ADF Cover provided and your desired financial situation and make adjustments as the gaps change.   Most ADF personal are familiar with Risk Assessments.  Determining the level of insurance cover you need is just mitigating the risk assessment for you and your family.

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